{"id":4377,"date":"2020-03-09T15:15:23","date_gmt":"2020-03-09T20:15:23","guid":{"rendered":"https:\/\/staging-1.zealcu.org\/?page_id=4377"},"modified":"2025-12-03T10:18:06","modified_gmt":"2025-12-03T15:18:06","slug":"personal-loans","status":"publish","type":"page","link":"https:\/\/www.zealcu.org\/personal-loans\/","title":{"rendered":"Personal Loans"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:26px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><span class=\"body\"><strong>Let Zeal Credit Union help with great savings for all your personal loan needs!<\/strong><\/span><\/p>\n\n\n\n<div style=\"height:14px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-intro-font-size\"><strong>Flexible repayment terms, fixed&nbsp;rate<\/strong><\/p>\n\n\n\n<p>Choose the repayment term that works for you: Check <a href=\"https:\/\/www.zealcu.org\/rates\/#Personal_Loan_Anchor\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>HERE<\/strong><\/a> for details.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-intro-font-size\"><strong>No upfront fees<\/strong><\/p>\n\n\n\n<p>No origination fees, closing fees or prepayment penalties.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><span class=\"body\">Use your personal loan from Zeal for a <strong>dream vacation, car repairs, school expenses, and almost anything else<\/strong>. The minimum loan amount is just $500.<\/span><\/p>\n\n\n\n<p><span class=\"body\">End late payments for good with Automatic Payments. Schedule your payment to be deducted from your Zeal Checking account on a specific day of the month.<\/span><\/p>\n\n\n\n<div style=\"height:18px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-orange-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.zealcu.org\/rates\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Rates<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-disclaimer-font-size\"><\/p>\n\n\n<section data-block-id=\"block_9758941e2dd6e8f36ed370737efb32c3\" class=\"block--info-section info-section block--info-section--sm block--info-section--left block--info-section--color-blue \">\n        <div class=\"block--info-section__inner\">\n        <div class=\"block--info-section__row\">\n            <div class=\"block--info-section__image-col\">\n                <div class=\"block--info-section__inner__image-wrapper\">\n                                        <img decoding=\"async\" data-src=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Untitled-design-12.png\" class=\"img-round--bordered img-round--bordered--color-blue lazyload\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1200px; --smush-placeholder-aspect-ratio: 1200\/1200;\">\n                <\/div>\n            <\/div>\n            <div class=\"block--info-section__content-col\">\n                <h3 class=\"block--info-section__title\">Holiday Loans to make your season bright<\/h3>\n                <div class=\"block--info-section__inner__content\">\n                    <p>During the holiday season it can be a struggle to keep food on the table, gas in the tank, and gifts under the tree (along with all of the other bills like utilities and rent). If your budget could use some wiggle room, Zeal has your back!<\/p>\n<p>With a Holiday Loan from Zeal, you can <strong>borrow up to <span style=\"color: #005992;\">$2,500<\/span><\/strong> for a <strong>term of 12-months<\/strong> with <strong>rates as low as<span style=\"color: #005992;\"> 7.99% APR*<\/span>! <\/strong><\/p>\n<p><strong>What could\u00a0<em>you<\/em> use $2,500 for?<\/strong> Whether you&#8217;re looking to borrow funds for rent, groceries, gifts, winter clothes, or even a family vacation &#8211; unlock the possibilities with a Holiday Loan to make your season sparkle.<\/p>\n<p>But this offer won&#8217;t last forever&#8230;so make sure to <strong>apply by January 31,<\/strong> <strong>2026!<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>Applying is easy!<\/strong> Simply <strong>apply online using the button below<\/strong>, call our team at <strong>(800) 321-8570<\/strong>, or <strong>visit your nearest Zeal Credit Union Branch<\/strong> today!<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><em>*APR = Annual Percentage Rate. \u00a0Holiday Loan promotional rates as low as 7.99% on personal loans with a maximum loan amount of $2,500 and maximum repayment term of 12 months. Actual rate is based on applicant\u2019s creditworthiness. Loan cannot be used to refinance existing Zeal Credit Union loans. Rate subject to change. Other restrictions may apply. Payment example: $2,500 for 12 months at 7.99% has payments of $217.43 per month. Application must be submitted between November 21, 2025 and January 31, 2026.<\/em><\/p>\n\n                <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<div style=\"height:18px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n\n\n<div class=\"wp-bootstrap-blocks-row row\">\n\t\n\n<div class=\"col-12 col-md-4\">\n\t\t\t\n<div data-block-id=\"block_f77e0c65f900c61d65d61c04670d3c5b\" class=\"block--link-button link-button justify-content-center row\">\n  <a  href=\"https:\/\/forms.fivision.com\/zealcreditunion\/oa\/Default.aspx\" title=\"Apply\" class=\"block--link-button__content--btn btn btn-primary \">Apply<\/a>\n<\/div>\n\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-4\">\n\t\t\t\n<div data-block-id=\"block_23a7eb71af4545bded6d94cfa3cef43a\" class=\"block--link-button link-button justify-content-center row\">\n  <a  href=\"\/automatic-loan-payments\/\" title=\"Payments\" class=\"block--link-button__content--btn btn btn-primary \">Payments<\/a>\n<\/div>\n\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-4\">\n\t\t\t\n<div data-block-id=\"block_8f939484451d13a56b3c5fa60ef90b77\" class=\"block--link-button link-button justify-content-center row\">\n  <a  href=\"https:\/\/www.zealcu.org\/skip-a-loan-payment\/\" title=\"Skip A Pay\" class=\"block--link-button__content--btn btn btn-primary \">Skip A Pay<\/a>\n<\/div>\n\n\t<\/div>\n\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-blue-color has-alpha-channel-opacity has-blue-background-color has-background\"\/>\n\n\n\n<p><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let Zeal Credit Union help with great savings for all your personal loan needs! Flexible repayment terms, fixed&nbsp;rate Choose the repayment term that works for you: Check HERE for details. No upfront fees No origination fees, closing fees or prepayment penalties. Use your personal loan from Zeal for a dream vacation, car repairs, school expenses, &hellip; <a href=\"https:\/\/www.zealcu.org\/personal-loans\/\">Continued<\/a><\/p>\n","protected":false},"author":29,"featured_media":32634,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"views\/template-standard-page.blade.php","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"folder":[],"class_list":["post-4377","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Loans - Zeal Credit Union<\/title>\n<meta name=\"description\" content=\"Personal Loans including our limited-time Holiday Loans | When funds are tight, a Zeal Personal Loan can help you get back on track!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zealcu.org\/personal-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Loans - Zeal Credit Union\" \/>\n<meta property=\"og:description\" content=\"Personal Loans including our limited-time Holiday Loans | When funds are tight, a Zeal Personal Loan can help you get back on track!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zealcu.org\/personal-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Zeal Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-03T15:18:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1135\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.zealcu.org\/personal-loans\/\",\"url\":\"https:\/\/www.zealcu.org\/personal-loans\/\",\"name\":\"Personal Loans - Zeal Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.zealcu.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.zealcu.org\/personal-loans\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.zealcu.org\/personal-loans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg\",\"datePublished\":\"2020-03-09T20:15:23+00:00\",\"dateModified\":\"2025-12-03T15:18:06+00:00\",\"description\":\"Personal Loans including our limited-time Holiday Loans | When funds are tight, a Zeal Personal Loan can help you get back on track!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.zealcu.org\/personal-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.zealcu.org\/personal-loans\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.zealcu.org\/personal-loans\/#primaryimage\",\"url\":\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg\",\"contentUrl\":\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg\",\"width\":1135,\"height\":200,\"caption\":\"Get on track with a personal loan\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.zealcu.org\/personal-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.zealcu.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Personal Loans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.zealcu.org\/#website\",\"url\":\"https:\/\/www.zealcu.org\/\",\"name\":\"Zeal Credit Union\",\"description\":\"Hardworking Americans Bank on Us\",\"publisher\":{\"@id\":\"https:\/\/www.zealcu.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.zealcu.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.zealcu.org\/#organization\",\"name\":\"Zeal Credit Union\",\"url\":\"https:\/\/www.zealcu.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.zealcu.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/02\/zeal-logo-full-color-lg.png\",\"contentUrl\":\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/02\/zeal-logo-full-color-lg.png\",\"width\":1729,\"height\":866,\"caption\":\"Zeal Credit Union\"},\"image\":{\"@id\":\"https:\/\/www.zealcu.org\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Personal Loans - Zeal Credit Union","description":"Personal Loans including our limited-time Holiday Loans | When funds are tight, a Zeal Personal Loan can help you get back on track!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.zealcu.org\/personal-loans\/","og_locale":"en_US","og_type":"article","og_title":"Personal Loans - Zeal Credit Union","og_description":"Personal Loans including our limited-time Holiday Loans | When funds are tight, a Zeal Personal Loan can help you get back on track!","og_url":"https:\/\/www.zealcu.org\/personal-loans\/","og_site_name":"Zeal Credit Union","article_modified_time":"2025-12-03T15:18:06+00:00","og_image":[{"width":1135,"height":200,"url":"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.zealcu.org\/personal-loans\/","url":"https:\/\/www.zealcu.org\/personal-loans\/","name":"Personal Loans - Zeal Credit Union","isPartOf":{"@id":"https:\/\/www.zealcu.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.zealcu.org\/personal-loans\/#primaryimage"},"image":{"@id":"https:\/\/www.zealcu.org\/personal-loans\/#primaryimage"},"thumbnailUrl":"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg","datePublished":"2020-03-09T20:15:23+00:00","dateModified":"2025-12-03T15:18:06+00:00","description":"Personal Loans including our limited-time Holiday Loans | When funds are tight, a Zeal Personal Loan can help you get back on track!","breadcrumb":{"@id":"https:\/\/www.zealcu.org\/personal-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.zealcu.org\/personal-loans\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zealcu.org\/personal-loans\/#primaryimage","url":"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg","contentUrl":"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg","width":1135,"height":200,"caption":"Get on track with a personal loan"},{"@type":"BreadcrumbList","@id":"https:\/\/www.zealcu.org\/personal-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.zealcu.org\/"},{"@type":"ListItem","position":2,"name":"Personal Loans"}]},{"@type":"WebSite","@id":"https:\/\/www.zealcu.org\/#website","url":"https:\/\/www.zealcu.org\/","name":"Zeal Credit Union","description":"Hardworking Americans Bank on Us","publisher":{"@id":"https:\/\/www.zealcu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.zealcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.zealcu.org\/#organization","name":"Zeal Credit Union","url":"https:\/\/www.zealcu.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zealcu.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/02\/zeal-logo-full-color-lg.png","contentUrl":"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/02\/zeal-logo-full-color-lg.png","width":1729,"height":866,"caption":"Zeal Credit Union"},"image":{"@id":"https:\/\/www.zealcu.org\/#\/schema\/logo\/image\/"}}]}},"coauthors":[],"author_meta":{"author_link":"https:\/\/www.zealcu.org\/author\/zeal-kristen\/","display_name":"Kristen Todd"},"relative_dates":{"created":"Posted 6 years ago","modified":"Updated 1 month ago"},"absolute_dates":{"created":"Posted on March 9, 2020","modified":"Updated on December 3, 2025"},"absolute_dates_time":{"created":"Posted on March 9, 2020 3:15 pm","modified":"Updated on December 3, 2025 10:18 am"},"featured_img_caption":"","featured_img":"https:\/\/www.zealcu.org\/wp-content\/uploads\/Track-1135x200-1.jpg","series_order":"","_links":{"self":[{"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/pages\/4377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/comments?post=4377"}],"version-history":[{"count":165,"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/pages\/4377\/revisions"}],"predecessor-version":[{"id":33807,"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/pages\/4377\/revisions\/33807"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/media\/32634"}],"wp:attachment":[{"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/media?parent=4377"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/www.zealcu.org\/wp-json\/wp\/v2\/folder?post=4377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}