{"id":4152,"date":"2022-08-01T11:10:11","date_gmt":"2022-08-01T15:10:11","guid":{"rendered":"https:\/\/staging-1.zealcu.org\/?page_id=4152"},"modified":"2025-08-12T15:03:53","modified_gmt":"2025-08-12T19:03:53","slug":"home-loans","status":"publish","type":"page","link":"https:\/\/www.zealcu.org\/home-loans\/","title":{"rendered":"Mortgage Loans"},"content":{"rendered":"\n<p class=\"has-black-color has-text-color has-link-color has-body-font-size wp-elements-ab9376de67f2a7da66e397716f323142\"><\/p>\n\n\n\n<p>Zeal Credit Union is committed to providing our members with the best home financing options. Together with our partners at <strong>Mortgage Center, <\/strong>we&#8217;re able to offer a variety of exclusive home loans with lower rates and fewer fees.<\/p>\n\n\n\n<p>Mortgage Center has been providing world-class service to credit union members like you for over 30 years. With Mortgage Center, we have a dedicated team of experts to help you find the home loan that fits your situation &#8211; whether you&#8217;re a first-time home buyer, want to refinance into a better rate, or are looking to build your perfect home! <\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n<div data-block-id=\"block_94cbebd745f5ec6d8e59db04b2541a1c\" class=\"block--link-button link-button justify-content-center row\">\n  <a  href=\"https:\/\/mortgagecenter.com\/zeal\/rates\/purchase?utm_source=part-zcu&#038;utm_medium=web&#038;utm_campaign=mort-page\" target=\"_blank\" rel=\"noopener nofollow\" data-external=\"true\" title=\"Rates\" class=\"block--link-button__content--btn btn btn-primary btn--priority\">Rates<\/a>\n<\/div>\n\n\n<div data-block-id=\"block_22f169c860109aa8a8183af4125e2f6e\" class=\"block--link-button link-button justify-content-center row\">\n  <a  href=\"https:\/\/apply.mortgagecenter.com\/Zeal\" target=\"_blank\" rel=\"noopener nofollow\" data-external=\"true\" title=\"Apply Today\" class=\"block--link-button__content--btn btn btn-primary btn--priority\">Apply Today<\/a>\n<\/div>\n\n\n\n<p class=\"has-disclaimer-font-size\"><\/p>\n\n\n<div data-block-id=\"block_35f2a9b9df5177775132924fa528ed14\" class=\"block--info-box-grid info-box-grid block--grid row\">\n      <div class=\"block--grid__item col-12 col-md-6 col-xxl-4\">\n    <div class=\"block--grid__item-inner block--grid__item-inner--bg row\">\n      <div class=\"block--grid__image-wrapper\">\n        <img decoding=\"async\" data-src=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/03\/mortgage_loan_rates_orange_outline.svg\" class=\"block--grid__image lazyload\" alt=\"zeal mortgage loan icon\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\">\n      <\/div>\n      <div class=\"block--info-box-grid__content\">\n        <div class=\"block--info-box-grid__content-text\">\n          <h5 class=\"block--info-box-grid__header\">Purchase A Home<\/h5>\n          <div class=\"block--info-box-grid__body\">\n            <p>Mortgage Center has a home loan option to fit almost any situation. From flexible payment terms to low down-payment options, our team of experts will help you find the perfect mortgage. Apply now to start your home-buying journey!<\/p>\n\n          <\/div>\n        <\/div>\n                <div class=\"block--info-box-grid__actions\">\n                              <div class=\"block--info-box-grid__action\">\n            <a  href=\"https:\/\/apply.mortgagecenter.com\/Zeal\" target=\"_blank\" rel=\"noopener nofollow\" data-external=\"true\" title=\"Apply Today\" class=\"block--info-box-grid__content--btn btn btn--priority\">Apply Today<\/a>\n          <\/div>\n                  <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n      <div class=\"block--grid__item col-12 col-md-6 col-xxl-4\">\n    <div class=\"block--grid__item-inner block--grid__item-inner--bg row\">\n      <div class=\"block--grid__image-wrapper\">\n        <img decoding=\"async\" data-src=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/home_equity_loan_orange_outline-11.svg\" class=\"block--grid__image lazyload\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\">\n      <\/div>\n      <div class=\"block--info-box-grid__content\">\n        <div class=\"block--info-box-grid__content-text\">\n          <h5 class=\"block--info-box-grid__header\">REFINANCE YOUR HOME<\/h5>\n          <div class=\"block--info-box-grid__body\">\n            <p>Refinance and take advantage of the current low rates. You could lower your monthly payment, shorten the term of your mortgage, or use the equity you\u2019ve built to take cash out of your home.<\/p>\n\n          <\/div>\n        <\/div>\n                <div class=\"block--info-box-grid__actions\">\n                              <div class=\"block--info-box-grid__action\">\n            <a  href=\"https:\/\/apply.mortgagecenter.com\/Zeal\" target=\"_blank\" rel=\"noopener nofollow\" data-external=\"true\" title=\"Apply Today\" class=\"block--info-box-grid__content--btn btn btn--priority\">Apply Today<\/a>\n          <\/div>\n                  <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n      <div class=\"block--grid__item col-12 col-md-6 col-xxl-4\">\n    <div class=\"block--grid__item-inner block--grid__item-inner--bg row\">\n      <div class=\"block--grid__image-wrapper\">\n        <img decoding=\"async\" data-src=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/new_mortgage_orange_outline1.svg\" class=\"block--grid__image lazyload\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\">\n      <\/div>\n      <div class=\"block--info-box-grid__content\">\n        <div class=\"block--info-box-grid__content-text\">\n          <h5 class=\"block--info-box-grid__header\">Build A New Home<\/h5>\n          <div class=\"block--info-box-grid__body\">\n            <p>Mortgage Center\u2019s unique One-Time Close Construction Loan gives you the ability to pay for the construction of the home you\u2019ve always wanted!<\/p>\n\n          <\/div>\n        <\/div>\n                <div class=\"block--info-box-grid__actions\">\n                              <div class=\"block--info-box-grid__action\">\n            <a  href=\"https:\/\/mortgagecenter.com\/zeal\/purchase\/loan-products\/construction?utm_source=part-zcu&#038;utm_medium=web&#038;utm_campaign=mort-page\" target=\"_blank\" rel=\"noopener nofollow\" data-external=\"true\" title=\"Learn More\" class=\"block--info-box-grid__content--btn btn btn--priority\">Learn More<\/a>\n          <\/div>\n                  <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n  <\/div>\n\n\n\n<p class=\"has-body-font-size\">Looking for a <strong>Home Equity <\/strong>Option? Visit our <a href=\"https:\/\/www.zealcu.org\/home-equity-loans\/\">Home Equity Loan page<\/a> for information on options, rates, and to apply.<\/p>\n\n\n<div id=\"OurTeam\" data-block-id=\"block_6d116c33f6155f4011ccb4d5bc479b18\" class=\"block--anchor anchor\"><\/div>\n\n\n\n<p class=\"has-section-header-font-size\"><strong>Mortgages Loans<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center\">Ready to Get Started? <\/h4>\n\n\n\n<p>Call <a href=\"tel:800-353-4449\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"tel:1-800-353-4449\">800-353-4449<\/a> or apply online by clicking the button below. <\/p>\n\n\n\n<p>For frequently asked questions, visit the Mortgage Center FAQ Page: <\/p>\n\n\n<div data-block-id=\"block_df3f86dc4665dc10762d5c63e6e6785f\" class=\"block--link-button link-button justify-content-start row\">\n  <a  href=\"https:\/\/mortgagecenter.com\/zeal\/faq?utm_source=part-zcu&#038;utm_medium=web&#038;utm_campaign=mort-page\" target=\"_blank\" rel=\"noopener nofollow\" data-external=\"true\" title=\"FAQ\" class=\"block--link-button__content--btn btn btn-primary btn--priority\">FAQ<\/a>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n\n\n<div data-block-id=\"block_22f169c860109aa8a8183af4125e2f6e\" class=\"block--link-button link-button justify-content-center row\">\n  <a  href=\"https:\/\/apply.mortgagecenter.com\/Zeal\" target=\"_blank\" rel=\"noopener nofollow\" data-external=\"true\" title=\"Apply Today\" class=\"block--link-button__content--btn btn btn-primary btn--priority\">Apply Today<\/a>\n<\/div>\n\n\n\n\n\n<p><em>*Terms are subject to credit and mortgage approval. Other restrictions may apply. <\/em><\/p>\n\n\n\n<p><strong>**<\/strong><em>Zeal Credit Union is Federally Insured by NCUA. Zeal Credit Union is an Equal Housing Lender, NMLS ID 408356. Mortgage Center is an Equal Housing Lender, NMLS ID 282701.<\/em><\/p>\n\n\n\n<p><\/p>\n\n\n<div id=\"\" data-block-id=\"block_dd3b5d2f1fd88e8025ba21b1d0941773\" class=\"block--anchor anchor\"><\/div>\n\n\n\n\n\t\n\t<center> <div class=\"col-md-6 col-sm-6 col-xs-12 center nobottommargin nopadding\">\n\t\t\t<iframe data-src=\"\/\/mortgagecenter.com\/gfembed\/?f=11\" width=\"100%\" height=\"500\" frameBorder=\"0\" class=\"gfiframe lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" data-load-mode=\"1\"><\/iframe>\n<script src=\"\/\/mortgagecenter.com\/wp-content\/plugins\/gravity-forms-iframe-master\/assets\/scripts\/gfembed.min.js\" type=\"text\/javascript\"><\/script>\n\n\t\t<\/div> <\/center>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-style-default\"><img decoding=\"async\" width=\"200\" height=\"99\" data-src=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/MC-logo_FINAL-FullColor_websizeSMALLER.png\" alt=\"\" class=\"wp-image-26890 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 200px; --smush-placeholder-aspect-ratio: 200\/99;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" width=\"144\" height=\"144\" data-src=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/equal.housing.black_trans_1.png\" alt=\"\" class=\"wp-image-25931 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 144px; --smush-placeholder-aspect-ratio: 144\/144;\" \/><\/figure>\n\n\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-9ac00cf961d1ea846fe5a532228b76c6\"><\/p>\n<style class=\"advgb-styles-renderer\">\n@media (min-width: 241px) and (max-width: 400px) {\n   #mortageWindow {\n    background: none;\n\twidth: 100%;\n\theight: 1050px;\n\toverflow: hidden;\n  }\n}\n@media (min-width: 400px) and (max-width: 767px) {\n   #mortageWindow {\n    background: none;\n\twidth: 100%;\n\theight: 1000px;\n\toverflow: hidden;\n  }\n}\n@media (min-width: 768px) and (max-width: 991px) {\n    #mortageWindow {\n    background: none;\n\twidth: 100%;\n\theight: 870px;\n\toverflow: hidden;\n\t}\n}\n@media (min-width: 992px) and (max-width: 1200px) {\n    #mortageWindow {\n    background: none;\n\twidth: 100%;\n\theight: 850px;\n\toverflow: hidden;\n  }\n}\n@media (min-width: 1201px) {\n    #mortageWindow {\n    background: none;\n\twidth: 100%;\n\theight: 800px;\n\toverflow: hidden;\n  }\n}\n<\/style>","protected":false},"excerpt":{"rendered":"<p>Zeal Credit Union is committed to providing our members with the best home financing options. Together with our partners at Mortgage Center, we&#8217;re able to offer a variety of exclusive home loans with lower rates and fewer fees. Mortgage Center has been providing world-class service to credit union members like you for over 30 years. &hellip; <a href=\"https:\/\/www.zealcu.org\/home-loans\/\">Continued<\/a><\/p>\n","protected":false},"author":29,"featured_media":33235,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"views\/template-standard-page.blade.php","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"folder":[],"class_list":["post-4152","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage Loans - Zeal Credit Union Home Mortgages<\/title>\n<meta name=\"description\" content=\"Save on your next mortgage with Zeal Credit Union! We are committed to finding our members the best home financing options. 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