{"id":11407,"date":"2020-03-24T14:09:47","date_gmt":"2020-03-24T19:09:47","guid":{"rendered":"https:\/\/prod.zealcu.org\/?page_id=11407"},"modified":"2025-04-17T12:39:30","modified_gmt":"2025-04-17T16:39:30","slug":"business-checking-accounts","status":"publish","type":"page","link":"https:\/\/www.zealcu.org\/business-checking-accounts\/","title":{"rendered":"Business Checking Accounts"},"content":{"rendered":"\n

When you sign up your business with a Zeal business checking account, we become a partner in your financial future. Our team is here to help you succeed and grow – providing an account that works for you – with convenient access to free Online Banking and BillPay.<\/span><\/p>\n\n\n\n

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Learn More<\/strong><\/a><\/div>\n\n\n\n
Apply Today<\/strong><\/a><\/div>\n<\/div>\n\n\n\n

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Compare Business Checking Accounts<\/h3>\n\n\n
<\/td>Basic Business Checking<\/strong>
\u2022 This account is right for you if you:
\u2022 Own a small business
\u2022 Have low cash handling needs
\u2022 Keep a daily balance of $1000<\/td>		Business Dividend Checking<\/strong>
\u2022 This account is right for you if you:
\u2022 Own a small business 
\u2022 Have low cash handling needs
\u2022 Maintain a daily balance of $5,000 or more<\/td><\/tr>
Contact Us<\/td>800-321-8570<\/td>800-321-8570<\/td><\/tr>
Minimum Balance Required to Open<\/td>None<\/td>$1,000
Minimum daily balance requirement to avoid fee<\/td><\/tr>
Monthly Service Fee<\/td>$10
Monthly service fee may not be waived<\/td>		$10
Monthly service fee may not be waived<\/td><\/tr>
ATM Access<\/td>5 free ATM withdrawals per month<\/td>5 free ATM withdrawals per month<\/td><\/tr>
ATM Withdrawal Fee<\/td>$1 fee per ATM withdrawal is charged when the combined daily balance of accounts* is less than $199 or if the ATM withdrawals exceed 5 during the month<\/td>$1 fee per ATM withdrawal is charged when the combined daily balance of accounts* is less than $199 or if the ATM withdrawals exceed 5 during the month<\/td><\/tr>
Check Writing Fee<\/td>$.20 per check<\/td>$.20 per check<\/td><\/tr>
Returned Deposit Fee<\/td>$2.00 per returned item<\/td>$2.00 per returned item<\/td><\/tr>
Earns Dividends<\/td>No<\/td>Yes
Dividends are compounded monthly. If a member closes the account before dividends are paid, the member will not receive the accrued dividends.<\/td><\/tr>
Withdrawal\/Transfer Limitations<\/td>None<\/td>None<\/td><\/tr>
Statement Frequency<\/td>Monthly<\/td>Monthly<\/td><\/tr>
Direct Deposit<\/td>Available<\/td>Available<\/td><\/tr>
Overdraft Privilege (ODP)<\/td>Available to Qualified Members<\/td>Available to Qualified Members<\/td><\/tr>
Overdraft Protection Loan<\/td>Available to Qualified Members<\/td>Available to Qualified Members<\/td><\/tr>
Debit Card<\/td>Provided<\/td>Provided<\/td><\/tr>
Free Online Banking with BillPay<\/td>Provided<\/td>Provided<\/td><\/tr>
Free Mobile Banking with E-Deposits<\/td>Provided<\/td>Provided<\/td><\/tr><\/tbody><\/table>\n\n\n\n

*Combined daily balance of accounts includes balances in savings, checking, club and\/or certificate accounts<\/p>\n\n\n

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You'll benefit from these great features<\/h2>\n \n<\/div>\n\n\n
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E-Deposit<\/h5>\n
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One less errand for you to check off your list. Scan or snap a picture and deposit checks into your account.<\/p>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Debit Cards<\/h5>\n
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Access your account conveniently through ATMs, local branches, and shared branches – all protected via strong security.<\/p>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Alerts<\/h5>\n
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We\u2019ll let you know when checks clear, a transaction is complete and more. Set-up your preferences and stay in the know about your business accounts.<\/p>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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E-Statements<\/h5>\n
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Receive your monthly statement securely and conveniently online.<\/p>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Mobile Banking<\/h5>\n
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Download our free mobile banking app – and your business goes where you go.<\/p>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n\n

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Applying for a Business Account<\/h2>\n \n<\/div>\n\n\n
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What You'll Need to Apply<\/h3>\n
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